@organized.finance
Instagram · 10 Shot
@organized.finance my credit card strategy👇 💸 If I know I have big expenses coming up (like this new MacBook Air), I find a credit card with a sizable sign-up bonus. I put those big expenses on the new card and get points/rewards for money I was going to spend anyway 🛍️ I treat my credit card like a debit card (I never use it as an excuse to buy things I can’t afford) ⏰ I pay off my full credit card balance every month. I never carry a balance (and so I never pay credit card interest) (but the major caveat is ONLY DO THIS if you know you can make your credit card payments in full so you don’t incur interest charges because cc interest is HIGH) 🥲 as always, do your own research before making financial decisions since this is just my experience, not financial advice 🫶
